SmarTrust
One-stop digital asset management system for licensed trust institutions — from account opening and KYC compliance to multi-currency fund custody.
Leave trust compliance challenges to SmarTrust
Trust institutions face three major pain points — SmarTrust solves them all.
Heavy Compliance Burden
KYC/AML processes are tedious, manual verification is inefficient, and regulatory requirements keep growing.
Complex Fund Management
Multi-currency accounts are scattered, reconciliation is difficult, and fund flows are hard to track.
Opaque Approval Process
Paper-based approvals are slow, hard to track, and fail to meet regulatory audit requirements.
Smart KYC & Compliance Engine
Automated identity verification meeting global regulatory requirements. Integrates multi-document OCR, facial liveness verification, and Dow Jones global risk database.
- Multi-document OCR recognition (ID card, passport, travel permit)
- Facial liveness verification for remote identity confirmation
- Dow Jones global risk database real-time PEP / sanctions screening
- Structured risk scoring system with customizable scoring configuration
- Ongoing monitoring mechanism meeting continuous due diligence requirements
Multi-Currency Fund Custody & Account System
Secure and efficient global fund management with independent multi-currency custody accounts and fully online fund injection, transfer, exchange, and withdrawal.
- Independent accounts for HKD, USD, CNY, EUR and other major currencies
- Fund injection management: bank transfer deposits with multi-level approval
- Intra-platform transfers and FX exchange with real-time rates
- Withdrawal: multi-bank account management with integrated compliance checks
- Account freeze controls to safeguard fund security
Fixed-Term Investment & Credit Card Management
Flexible wealth growth services paired with credit card/VCC issuance management, delivering a comprehensive financial experience.
- Fixed deposit product configuration: flexible rate, term, and minimum investment settings
- Automated interest calculation and distribution with visual earnings reports
- Credit card/VCC online application and limit management
- Credit card transaction details and card status management
Ten core modules covering the entire trust workflow
KYC Compliance
Automated identity verification and global risk screening.
Multi-Currency Custody
Independent HKD/USD/CNY/EUR account system.
Fund Approval
Multi-level approval workflow with full-chain traceability.
Fixed-Term Investment
Flexible investment product configuration with auto interest calculation.
Credit Card Management
Credit card/VCC issuance and full lifecycle management.
Beneficiary Management
Share allocation settings and batch maintenance.
Financial Reports
Automated reconciliation, statement generation, and data export.
Access & Security
RBAC + MFA + payment password + e-signature.
Customer Portal
24/7 online self-service to enhance customer experience.
Referral & Distribution
Referral code promotion and multi-tier distribution setup.
Enterprise-Grade Architecture
PCI-DSS Compliance
PCI-DSS compliant framework design ensuring data security.
Native Multi-Currency Engine
Built-in multi-currency support with real-time global exchange rate integration.
Out-of-Box Compliance
Pre-integrated Dow Jones, OCR, and liveness detection services.
Configurable Approval Engine
Visual workflow designer with multi-level approval customization.
Comprehensive Security Architecture
MFA + payment password + e-signature + full-chain audit.
Highly Extensible Design
Modular architecture supporting on-demand feature and process customization.
Built for These Institutions
Licensed Trust Companies
Hong Kong and overseas licensed trust institutions
Family Offices
Overseas family offices and wealth management
Asset Management Companies
Asset management and offshore trust service providers
Flexible Deployment, Data Sovereignty
Private Deployment
Full source code delivery, deployed on client's own servers with complete data sovereignty.
Custom Development
Custom development of proprietary feature modules based on client business requirements.
Full Technical Support
Professional deployment guidance, system training, and ongoing maintenance services.
Want to learn how SmarTrust can power your trust business?
Book a free demo — we'll tailor the presentation to your business needs.
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